Best for merchants selling digital goods (aka e-goods) like software, music, contents, etc. - with immediate electronic delivery. Merchants trading overseas will find it very useful too. This service identifies online fraud using sophisticated checking algorithm and reduces chargebacks.
When AntiFraud screening is enabled, X-Cart submits non personal data about a new order to AntiFraud service server to calculate the risk factor. If the risk factor exceeds the threshold you specified, the order is delayed for your further manual check (like a call to a buyer or asking for an additional evidence of authenticity etc.), with the detailed report being provided, so you have a clear picture, what exactly was suspicious in that order.
Antifraud service assesses the fraud risk factor by processing MaxMind's GeoIP/minFraud service data via our unique algorithms. The algorithms are based on our substantial experience in online credit card processing and are specially adapted to be used in X-Cart shopping cart system. Rolled out long ago, the service proved to be extremely helpful and effective for thousands of X-Cart merchants.
If the order risk score is too high, it can block the potentially fraudulent transaction, and keep returning the user to checkout page, till he passes the check - and you can disable this feature, if you don't like it
- if the transaction is processed via X-Payments, and the payment gateway supports the Address Verification
Reducing online fraud, you save on the processing fees. Average online credit card fraud is 0.1% out of all credit card transactions. If you process over $50,000/yr in credit card payments Antifraud service can save you money.
Hassle-free installation of the integration module without leaving the admin area of your store. A couple of clicks and you're all set.
Regardless of the order totals, you pay just once a year, purchasing the appropriate number of requests to the service.
If the old subscription is still active, but you ran out of requests, buy a new one and get it re-filled
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