This service connector requires using X-Payments in X-Cart.
Kount is now part of Equifax: the service is called Equifax Payments Fraud (formerly Kount 360). This simple integration connects your X-Cart store through X-Payments to Equifax Payments Fraud and puts its AI-driven fraud prevention to work on every order.
Equifax Payments Fraud scores each transaction in near real time using dual-layer machine learning, 15+ years of data, and behavioral, device and identity signals — device ID, IP address and location are collected automatically on the payment page. On every order the connector submits the order and payment details for risk assessment and returns an instant decision: approve, decline or manual review. When you review an order yourself, your decision is reported back to the service, and so are refunds and voids, keeping your fraud data and chargeback statistics accurate.
The service helps you stop chargebacks and card-testing attacks, reduce manual reviews, and accept more orders while reducing customer friction and false positives. According to Equifax, merchants can reduce false declines by up to 65% while increasing approvals up to 95%.
Both current Equifax Payments Fraud (Kount 360) accounts and legacy Kount Command accounts are supported.
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