Pay in 4 and PayPal Credit* by PayPal is one of the benefits that goes with PayPal Checkout at no additional cost to you, so you can start offering customer financing immediately. It allows you to enable the BNPL option in your X-Cart based online store to help make more sales.
It's a win for your customers:
Most trusted pay later brand across BNPL providers**
Interest-free option to buy now, pay later***
More affordable purchases
And it's a win for your business:
Increased average order value
Easy promotion with the dynamic Pay Later messaging
No additional costs: Your Pay Later offers are included in your existing PayPal rate****
NextGen shoppers around the world
How It Works
Promote Pay Later on your site.
Your customer chooses their best option.
They get clear payment information.
PayPal does the rest!
Once the order is processed, you get paid immediately. PayPal takes care of collecting payments from the customer.
Easy, Seamless Setup
Enable PayPal Checkout.
Enable "Display the 'Buy Now with PayPal' button" toggle.
Click "Save changes". That's it!
For a detailed instruction, please visit this user manual.
* PayPal Credit is subject to consumer credit approval.
** An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
*** About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee.
**** Standard pricing applies. Find out more about fees here.