X-Payments Cloud (Split Payments)

Let your customers use multiple credit cards to pay for a single order. 

Use Cases: 

A split payment is a checkout option where your customers can choose to pay for a single order with multiple payment sources. Most frequently, buyers choose to pay with two or more credit cards for more costly orders, or if they don't wish to go above their credit card limit or have a daily spending limit on their debit card. Either way, offering them a convenient way to pay increases your conversion rates and improves customer satisfaction. 

How It Works: 

The procedure is simple for both the customer and the store administrator. 

1. The customer chooses the Split Payment option at checkout. 

2. They choose the amount to pay or the percentage of the full order value and enter the first card. 

3. After the first payment is completed, the customer is redirected to the Finish Payment page that holds the details of the first transaction and the amount to pay. 

4. They may choose to pay the full amount or a part of it again as many times as necessary to cover the full order amount. 

! Your customer may enter a new card every time or use a saved card. 

As the administrator, you'll see all the transactions attached to the order. The orders that aren't fully paid will be marked as "Awaiting payment". In case your customer abandons a partially paid order, an automated reminder is sent for them to finish the payment. 

Key Features: 

• Enables the customers to afford to spend more. 

• Editable limitations for the order value that qualifies for the split payment option. 

• Seamless shopper experience. 

• Unlimited number of transactions for a single order. 

• ! This feature cannot be used with recurring payments or subscription products.