Universal Payments

Universal Payments

Merchant Services & Payment Processing Gateway
  • Free
Don’t see your version? Contact us
  • Canada58 Advance Road, Toronto, Ontario, M8Z 2T7, Canada
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Universal Payments Inc. is fully integrated to provide X-Cart merchants a complete solution to accept Visa, MasterCard, and Amex if needed and an eCommerce gateway to process all transactions for your Canadian Merchant Account. 

At Universal Payments, we have partnered with multiple merchant acquiring providers to give our customers a choice of who will suit them and their business best. We help our customers choose which partner is best suited for them and their business type. We are also willing to negotiate the best rates our partners can provide you. With our buying power and processing for thousands of merchants, we can get the best rates in the industry and pass them along to you.

We offer our own gateway compatible with X-Cart which gives your merchants access to everything they need to accept payments and run their business. Some of the gateway value added features include:

  • Virtual Terminal
  • Recurring Billing
  • QuickBooks Syncpay
  • Fraud Prevention
  • Electronic Invoicing
  • Automatic Card Updater
  • Customer Vault
  • Powerful Reporting
  • Collect Checkout
  • Accept Multiple Currencies
  • QR Codes for Payment Links
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How to setup your account:

  1. Fill out the contact form here.

  2. Our Sales team will contact you to complete the application.

  3. After this process is done and the gateway and MID are assigned, Universal will send a secure welcome email to set up your gateway login.

  4. Set your password to log into the control panel for your gateway.

  5. When you access the portal you can now begin to customize it to your company.

  6. Need help? Please contact: 416 234-1100 ext. 226 or merchantservices@universalpayments.ca.