Universal Payments

Universal Payments Inc. is fully integrated to provide X-Cart merchants a complete solution to accept Visa, MasterCard, and Amex if needed and an eCommerce gateway to process all transactions for your Canadian Merchant Account. 

At Universal Payments, we have partnered with multiple merchant acquiring providers to give our customers a choice of who will suit them and their business best. We help our customers choose which partner is best suited for them and their business type. We are also willing to negotiate the best rates our partners can provide you. With our buying power and processing for thousands of merchants, we can get the best rates in the industry and pass them along to you.

We offer our own gateway compatible with X-Cart which gives your merchants access to everything they need to accept payments and run their business. Some of the gateway value added features include:

• Virtual Terminal
• Recurring Billing
• QuickBooks Syncpay
• Fraud Prevention
• Electronic Invoicing
• Automatic Card Updater
• Customer Vault
• Powerful Reporting
• Collect Checkout
• Accept Multiple Currencies
• QR Codes for Payment Links