Payability is a fintech company headquartered in New York City providing eCommerce Merchants and Marketplace Sellers with flexible funding and tailored cash flow solutions. Since our founding in 2015, we’ve helped thousands scale their businesses by providing over $2 billion in funding and growth capital. Payability provides capital in two ways: Instant Access, which provides daily working capital to Marketplace Sellers and Instant Advance, which provides a lump sum of capital to eCommerce Merchants and Marketplace Sellers. Our goal is fast, friction-free funding for every eCommerce entrepreneur. Payability customers can access their funds through the Payability Wallet. Funds can be sent to your bank account same-day, or used on the Payability Seller Card that earns you up to 2% cash back.